Employers: See our response to COVID-19 |
Members: See how COVID-19 impacts your accounts

Health savings account (HSA) investing

HealthEquity offers HSA members access to competitive investment options at the best possible price.

HSA investment options

HealthEquity provides access to a complete investment spectrum with options to suit every employee regardless of age, HSA balance or investment experience.

Cash account

HealthEquity’s standard, low-interest, cash account eligible for federal insurance. This is the default option when opening an HSA.

Low-risk Yield Plus

Allows members to increase their earning potential with minimal risk. Interest rates vary based on HSA balance but are higher than the rates on our accounts eligible for federal insurance.

Varying risk mutual funds

By integrating our highly regarded HSA solution with an intuitive and engaging investment platform (purpose built for the HSA), you’ll effortlessly drive health saving contributions and market investments. HealthEquity provides access to a carefully selected lineup of high-quality, low-cost mutual funds with no hidden fees for trading and investing. Members can manage their investment portfolio personally or enroll in Advisor™, powered by HealthEquity Advisors, LLC, for personalized web-based investment advice.

Named 'Best Health Savings Account'

-Kiplinger 2017

Advisor™ – Powered by HealthEquity Advisors, LLC

HealthEquity is one of the first HSA administrators to offer access to investment advisory services directly to members. Advisor gives automated, web-based advice on the allocation and diversification of mutual funds based on an individual member's risk profile, and can automatically implement suggested portfolios.

Download our guide that explores what to look for in an HSA provider. Topics include HSA investments, employee education and more!

Schedule a free demo of our platform! Demo includes employer and member portal experience.

I want to: