Index Investor HSA™

Low fees for an all-Vanguard fund lineup

A health savings account (HSA) from HealthEquity makes it easy for you to build savings for the future. Designed for the smart investor, Index Investor HSA™ provides access to Vanguard funds with some of the lowest-cost share classes, no trading fees, and low administration and mutual fund fees for an all-Vanguard fund lineup.

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Powerful tools for investing

  • 17 Vanguard funds covering 10 asset classes and 6 Vanguard target date funds (view funds below)
  • Access to some of the lowest fee Vanguard share classes available
  • Low operating expense ratio
    • Average fund expense for non-Target date funds (0.08)
    • Average fund expense for target date funds (0.15)
  • Low HSA administration fees (view fees tab)
  • Low HSA investment fees(view fees tab)
Investment

Convenient access

  • Online member portal
  • HealthEquity® VISA® Health Account Card*
  • 24/7 member services
  • Mobile app

*This card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC.

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Funds

Fund Name NASDAQ Symbol Share Class Net Fund Expense Ratio % Asset Category - Advisor Prospectus Research
VANGUARD EMERGING MKTS STOCK IDX I VEMIX Institutional 0.1 Emerging markets
VANGUARD EXTENDED MARKET IDX INSTLPLUS VEMPX Institutional Plus 0.04 Mid cap stocks
VANGUARD GROWTH INDEX I VIGIX Institutional 0.04 Large cap stocks
VANGUARD INFLATION-PROTECTED SECS I VIPIX Institutional 0.07 TIPS
VANGUARD INSTITUTIONAL INDEX INSTL PL VIIIX Institutional Plus 0.02 Large cap stocks
VANGUARD MATERIALS INDEX ADM VMIAX Admiral 0.1 Natural Resources
VANGUARD REIT INDEX I VGSNX Institutional 0.1 Real Estate
VANGUARD SMALL CAP INDEX ADM VSMAX Admiral 0.05 Small cap stocks
VANGUARD TOTAL BOND MARKET IDX INSTLPLS VBMPX Institutional Plus 0.03 Aggregate bonds
VANGUARD TOTAL INTL STOCK IDX INSTLPLS VTPSX Institutional Plus 0.07 International stocks
VANGAURD FTSE SOCIAL INDEX FUND ADMIRAL VFTAX Admiral 0.14 Large cap stocks
VANGUARD WELLESLEY INCOME ADMIRAL VWIAX Admiral 0.16 Conservative allocation
VANGUARD TARGET RETIREMENT 2020 INV VTWNX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2025 FUND VTTVX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2030 INV VTHRX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2035 FUND VTTHX Investor 0.08 Target Date
VANGUARD TARGET RETIREMENT 2040 INV VFORX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2045 FUND VTIVX Investor 0.08 Target Date
VANGUARD TARGET RETIREMENT 2050 INV VFIFX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2055 FUND VFFVX Investor 0.08 Target Date
VANGUARD TARGET RETIREMENT 2060 INV VTTSX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT 2065 FUND VLXVX Investor 0.08 Target date
VANGUARD TARGET RETIREMENT INCOME INV VTINX Investor 0.08 Retirement income
VANGUARD MID-CAP VALUE INDEX ADMIRAL VMVAX Admiral 0.07 Mid cap stocks
VANGUARD SHORT-TERM BOND INDEX ADM VBIRX Admiral 0.07 Aggregate bonds
VANGUARD SHRT-TERM INFL-PROT SEC IDX ADM VTAPX Admiral 0.06 TIPS
VANGUARD SMALL CAP VALUE INDEX ADMIRAL VSIAX Admiral 0.07 Small cap stocks
VANGUARD TOTAL INTL BD IDX ADMIRAL VTABX Admiral 0.11 Foreign bonds
VANGUARD VALUE INDEX ADM VVIAX Admiral 0.05 Large cap stocks

Accounting & Investing Fees

HSA Administration fee $2.95/month*
HSA Investment fee .03% /mo with a $10.00 monthly fee cap**

*Monthly admin fee waived if HSA cash balance is over $2,000

**Minimum threshold of $50 to invest

View all HSA servicing fees

Fee schedule

Account mentors

Account Mentors

Our team of HSA specialists based in Salt Lake City is available every hour of every day, providing you with the tools and information you need to optimize your HSA.

877.796.9123