TIAA HSA
administered by HealthEquity

Integrated experience

A TIAA Health Savings Account (HSA) administered by HealthEquity makes it easy for you to build savings to cover medical expenses today, tomorrow and in retirement. The TIAA HSA offers a seamless integrated online and mobile HSA experience with your other TIAA accounts. It also provides access to a diversified menu of 26 low cost mutual funds to invest in once your cash balance reaches $1,000 or more.1

Leverage the power of a TIAA HSA

  • Experience seamless integration between TIAA and HealthEquity accounts on web and mobile applications2
  • View your TIAA Health Savings Account information alongside your other accounts at TIAA
  • Easily make claim payments and submit for reimbursements
  • Manage your cash and if applicable, investments all in one place
  • Enhance your knowledge with valuable HSA education resources
  • View your mutual fund investment lineup (view funds tab)
  • Enjoy low administration and investment fees (view fees tab)
  • Transfer your HSA balance from a prior employer

NOTICE:
By opening a TIAA HSA, you are agreeing to allow data sharing between HealthEquity and TIAA for purposes of identifying that you are a current TIAA customer so that for your convenience your HSA balance and other HSA information may be shared as a way to view your HSA alongside your other TIAA accounts.

Convenient access

  • Online member portal
  • HealthEquity® VISA® Health Account Card*
  • 24/7 U.S.-based member services
  • Mobile app

*This card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC.

Learn more about HSAs

Learn more

Funds

Fund Names Ticker Symbol Share Class Asset Category Net Expense Ratio
BlackRock Capital Appreciation K BFGBX Class K Large Growth 0.65
TIAA-CREF S&P 500 Index Instl TISPX Institutional Large Blend 0.05
Vanguard Windsor™ II Admiral™ VWNAX Admiral Large Value 0.26
iShares Russell Mid-Cap Index K BRMKX Class K Mid Blend 0.07
BlackRock Advantage Small Cap Core K BDSKX Class K Small Blend 0.45
TIAA-CREF Small-Cap Blend Idx Inst TISBX Institutional Small Blend 0.06
TIAA-CREF International Eq Idx Instl TCIEX Institutional Foreign Large Blend 0.06
Vanguard International Growth Adm VWILX Admiral Foreign Large Growth 0.32
TIAA-CREF Emerging Markets Eq Instl TEMLX Institutional Div Emerging Mkts 0.91
TIAA-CREF Bond Plus Inst TIBFX Institutional Intermediate bond 0.30
Vanguard Interm-Term Bond Index Adm VBILX Admiral Intermediate bond 0.07
Vanguard Short-Term Bond Index Adm VBIRX Admiral Short term bond 0.07
Vanguard Inflation-Protected Secs I VIPIX Institutional Infl protected bond 0.07
TIAA-CREF Emerging Markets Debt Instl TEDNX Institutional Em Mkts Bond 0.63
TIAA-CREF Real Estate Sec Instl TIREX Institutional Real Estate 0.50
Vanguard Materials Index Admiral VMIAX Admiral Nat Resources 0.10
TIAA-CREF Lifecycle Index 2025 Instl TLQIX Institutional Target-Date 2025 0.10
TIAA-CREF Lifecycle Index 2030 Instl TLHIX Institutional Target-Date 2030 0.10
TIAA-CREF Lifecycle Index 2035 Instl TLYIX Institutional Target-Date 2035 0.10
TIAA-CREF Lifecycle Index 2040 Instl TLZIX Institutional Target-Date 2040 0.10
TIAA-CREF Lifecycle Index 2045 Instl TLXIX Institutional Target-Date 2045 0.10
TIAA-CREF Lifecycle Index 2050 Instl TLLIX Institutional Target-Date 2050 0.10
TIAA-CREF Lifecycle Index 2055 Instl TTIIX Institutional Target-Date 2055 0.10
TIAA-CREF Lifecycle Index 2060 Instl TVIIX Institutional Target-Date 2060+ 0.10
TIAA-CREF Lifecycle Index Ret Inc Instl TRILX Institutional Allocation--30% to 50% Equity 0.10
TIAA-CREF Social Choice Eq Instl TISCX Institutional ESG Large Blend 0.17

Schedule of Fees for the TIAA HSA administered by HealthEquity

The following fees apply to your HSA. Your employer, health plan, or insurance company may have arranged to pay the Monthly admin fee and other fees for you, or for discounted fees, while you are associated with them. In these cases, the applicable fees will not be charged to your HSA or may be less than those listed below. However, if you change employers or health plans, you may become directly responsible for these fees.

Service Fee
Monthly admin fee $2.001
Reimbursement check $2.00 for paper check. No fee for electronic funds transfer.
Payment to provider No fee
Electronic payment to self No fee
Health Account Card2 3 free, then $5.00 for each additional or replacement cards.
Card transaction No fee.
Return deposited item $20.00 per item.
Stop payment request $20.00 per item.
Excess contribution correction $20.00 per request.
Account closure $25.00
Electronic statement No fee.
Paper statement3 $1.00 per monthly statement (avoided with electronic statements).

1 Monthly admin fee waived if HSA cash balance is over $2,500.00. Admin fees are assessed based on the HSA cash balance on the first day of the month.

2 HealthEquity’s Visa® Health Account Card is issued by The Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

3You are automatically set up to receive paper statements and will be charged $1.00 per monthly statement. To avoid this fee, we recommend that you switch your account preference settings to electronic statements. You can do this by logging into the Member Portal and updating your profile, or by calling Member Services.

Account mentors

Want to learn more? Talk to an HSA specialist today.

844.354.0116


1 Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement. Investing may not be suitable for everyone and before making any investments, review the fund’s prospectus.

2 Accounts must be activated via the HealthEquity website in order to use the mobile app.
HealthEquity does not provide legal, tax or financial advice.

The TIAA Health Savings Account is administered by HealthEquity Inc. TIAA and HealthEquity are not legally affiliated.