You're a saver

Savers seek opportunities to reduce their tax liability and maximize earning potential. Savers and their dependents are likely able to enjoy a healthy life, with little medical expenses.

  Introduction to HSA

Tax savings

Significant tax savings

HSAs provide the greatest amount of tax relief of any account type for the following reasons:

  • Deposits are made pre-tax
  • Interest is not taxed
  • When used for qualified medical expenses, withdrawals are not taxed
Lower monthly premiums

Lower monthly premiums

HSA-qualified plans cost less than traditional health plans. With a traditional plan, Savers pay a high premium for benefits, whether they use them or not. The resulting savings can be used to fund an HSA with tax-free* dollars.

*Note regarding tax-free statements:
HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-free with very few exceptions. Please consult a tax advisor regarding your state's specific rules.

Shoppers frequently utilize medical care and reach their health plan deductible.
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Survivors may be dealing with a lingering health concern.
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Minimalists are most likely able to enjoy a healthy life, with little medical expenses.
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How an HSA works

A simple way to save


Winning with an HSA brochure

Empowering you to build health savings


Plan comparison scenarios

See how you can save based on the following actual plan designs


Qualified medical expenses

See a list of qualified and non-qualified medical expenses.


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