Index Investor HSA™ for Groups

Lowest fees for an all-Vanguard fund lineup

A health savings account (HSA) from HealthEquity makes it easy for your employees to build savings for the future. Designed for the smart investor, Index Investor HSA™ provides access to Vanguard funds with some of the lowest-cost share classes, no trading fees, and convenient online tools for employers to manage HSA funding and employee eligibility.

Powerful tools for investing

  • 23 Vanguard funds covering 18 asset classes and 5 Vanguard target date funds (view funds below)
  • Access to some of the lowest fee Vanguard share classes available
  • Low operating expense ratio*
    • Average fund expense for non-Target date funds (0.08)
    • Average fund expense for target date funds (0.15)
  • Low HSA administration fees (view fees)
  • Low HSA investment fees (view fees)

Get started today

Enroll your group

Contact us

Contact HealthEquity to get more information and learn how to enroll your group.

Call us at 877.949.6727 or

Request more info

Want to sign up without a group?
View the Index Investor HSA™ for Individuals.

Convenient access

  • Online member portal
  • HealthEquity® VISA® Health Account Card*
  • 24/7 member services
  • Mobile app

*This card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC.

Learn more about HSAs

Learn more

Empower with HSAs

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Funds

Fund Name NASDAQ Symbol Share Class Net Fund Expense Ratio % Asset Category - Advisor Prospectus Research§
VANGUARD EMERGING MKTS STOCK IDX I VEMIX Institutional 0.12 Emerging markets
VANGUARD EXTENDED MARKET IDX INSTLPLUS VEMPX Institutional Plus 0.05 Mid cap stocks
VANGUARD GROWTH INDEX I VIGIX Institutional 0.07 Large cap stocks
VANGUARD INFLATION-PROTECTED SECS I VIPIX Institutional 0.07 TIPS
VANGUARD INSTITUTIONAL INDEX INSTL PL VIIIX Institutional Plus 0.02 Large cap stocks
VANGUARD MATERIALS INDEX ADM VMIAX Admiral 0.1 Natural Resources
VANGUARD REIT INDEX I VGSNX Institutional 0.1 Real Estate
VANGUARD SMALL CAP INDEX ADM VSMAX Admiral 0.08 Small cap stocks
VANGUARD TOTAL BOND MARKET IDX INSTLPLS VBMPX Institutional Plus 0.04 Aggregate bonds
VANGUARD TOTAL INTL STOCK IDX INSTLPLS VTPSX Institutional Plus 0.07 International stocks
VANGUARD WELLESLEY INCOME ADMIRAL VWIAX Admiral 0.16 Conservative allocation
VANGUARD TARGET RETIREMENT 2020 INV VTWNX Investor 0.14 Target date
VANGUARD TARGET RETIREMENT 2030 INV VTHRX Investor 0.15 Target date
VANGUARD TARGET RETIREMENT 2040 INV VFORX Investor 0.16 Target date
VANGUARD TARGET RETIREMENT 2050 INV VFIFX Investor 0.16 Target date
VANGUARD TARGET RETIREMENT 2060 INV VTTSX Investor 0.16 Target date
VANGUARD TARGET RETIREMENT INCOME INV VTINX Investor 0.14 Retirement income
VANGUARD MID-CAP VALUE INDEX ADMIRAL VMVAX Admiral 0.08 Mid cap stocks
VANGUARD SHORT-TERM BOND INDEX ADM VBIRX Admiral 0.09 Aggregate bonds
VANGUARD SHRT-TERM INFL-PROT SEC IDX ADM VTAPX Admiral 0.08 TIPS
VANGUARD SMALL CAP VALUE INDEX ADMIRAL VSIAX Admiral 0.08 Small cap stocks
VANGUARD TOTAL INTL BD IDX ADMIRAL VTABX Admiral 0.14 Foreign bonds
VANGUARD VALUE INDEX ADM VVIAX Admiral 0.08 Large cap stocks
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Accounting & Investing Fees

HSA Administration fee $2.95/month
HSA Investment fee 2 bps/mo
or 0.24%/yr

Minimum threshold of $50 to invest

View all HSA servicing fee

Fee schedule